Banking and Lending

From time to time, we all find ourselves with a borrowing requirement. Depending on your needs and subject to your eligibility, you may able to use your St. James’s Place investments as security for a short-term loan.

Short-term borrowing needs might include:

  • Bridging loans for property purchases
  • One-off tax payments
  • A luxury purchase, such as a yacht or classic car
  • Home improvements

As a Partner Practice of St. James’s Place we can introduce you to Metro Bank and Credit Suisse who make flexible banking and lending facilities available to private individuals, trusts and corporate clients. Both can provide short-term liquidity facilities secured against your investment portfolios. It is important to note that Metro Bank and Credit Suisse will take charge over your investments and you will be unable to make any withdrawals from your charged investments without prior approval from the relevant bank.

Our wealth management consultants will review your portfolio and advise you on the considerations around borrowing against your financial assets.

If the value of the investment falls in relation to the agreed loan facility, the loan may need to be repaid in full or you may need to add additional securities.

Rates and charges will apply, so please get in touch for full details and more information. 

Interested? To find out more call 01273 390561

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